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Property Finance

The fast paced nature of property finance means you need a legal partner who understands the importance of both speed and accuracy. Our specialist team deals with any size of loan and portfolio and any type of property asset including buy to let, commercial and semi-commercial.

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For banks and other specialist property finance lenders

We offer expertise to assist property finance lenders with their facility and security documentation, including the obtaining of offshore opinions where necessary and advising upon and drafting bespoke corporate documents, authorities and inter-creditor arrangements as required to support the lending, along with expertise in investigating and reporting upon all legal aspects of property security, either using a full due diligence basis, or in conjunction with title insurance products where required, of which we have considerable experience. These are the fundamental skills of any experienced property finance team, however, we deliver our expertise by applying the right advisors to each transaction and we work to the timeframes required by the parties involved, providing management information in a user friendly way to suit our clients. By doing so, we pride ourselves on delivering high service levels to our client lenders to enable them to achieve what they require in their markets, which are supported by many testimonials over many years, available upon request.

For investors and developers

Key services and how we can help

We offer a full service to investors and developers who wish to buy a property with the aid of funding as well as assisting them with any refinance of properties they already own. We offer expertise in large corporate refinancing and restructuring of portfolios and can deal with the complexities associated with these transactions. With a vast experience in both commercial and residential matters, the team can offer a swift and detailed investigation of title and papers to assist any client to a swift completion. We can advise in regards to every aspect of a property purchase to ensure our client is proceeding in the most appropriate manner for them. We use our experience in the wider commercial business to ensure all matters are dealt with in an appropriate way for each individual client. With experience of working under tight timeframes and in a high pressured environment, we can ensure matters are dealt with very quickly and efficiently. The team pride ourselves on being client focussed therefore we deliver our services in a friendly and collaborative manner.

The team have experience with working with a wide range of clients, from first time investors to experienced high level developers which has been refined through time to ensure the service we deliver for any client is suitable to their needs. This adaptability is what ensures this team excels for each and every client.

In-House Counsel

Our team of experienced lawyers is well-equipped to support you in various ways. Whether you require advice on a specific issue, additional resources due to capacity constraints, or a second opinion, we are here to help. Explore our legal counsel page for more information and details on our schedule of seminars, specifically designed for in-house counsel.

How we work with you

Whilst based in the South of England, Paris Smith acts for businesses and families throughout the UK. Technology has enabled us to provide a high level of service to our clients whether they are local to our offices or not. Our advice can be given in many ways:

  • Over the telephone
  • Via video conferencing
  • In face to face meetings

We will talk through how you would like to be contacted and the best ways for us to meet in our early conversations with you.

Get in touch to speak with an expert.

Chambers Alternative 500

Introducing your key contacts

How we’ve helped our clients

“One referee says “The team has a very strong technical ability and is good at finding compromises in some complex issues;” whilst another adds “Exceptional legal advice delivered at a sensible price. They are commercial lawyers and are willing to listen.””

Chambers Legal Directory 2024

“Referees say “The property and planning department at Paris Smith proved to be the perfect place to go for expert advice. They adopt a very collegiate and professional approach, are well respected in the industry, communicate very well, build constructive relationships between the contracting parties’ legal teams (which is so important) and are also really nice and decent to deal with”; “They have all the expertise you need to guide you through what can be a minefield. Costs are clearly laid out and all the work was delivered within pre-agreed budgets”; For a large business they are very friendly and approachable. I’m not a huge customer but I always feel like my business is valued. With a wide range of skills I have yet to find a matter they cannot help me with. Also what I like is that I have a few key contacts I deal with and if my issue needs to be handled by a different person within the firm they will direct me to the correct person” and “What make them different is they will make sure I get looked after and follow up. It’s the small things that make the difference. This is all backed up my simple and clear billing – which is done with a bit of common sense. They are about more than just billing!” ”

Legal 500 2024 Edition

“As a lender, InterBay Commercial finds using Stuart Allen and the team at Paris Smith LLP refreshing and a delight to deal with. The team takes a real proactive, positive approach to all of our cases as the lawyers acting on behalf of the lender. Their experience and knowledge of commercial and residential property has proven invaluable to us and we often turn to them for specialist property advice safe in the knowledge that we will receive a swift, professional, well informed response. Quality and speed of service is key to the success of InterBay and our proposition and Paris Smith always deliver to our expectations and beyond. As a leading large legal firm on the south coast we are delighted that Paris Smith LLP are a professional partner helping InterBay in being a first class, successful lender.”

Mark Parrett, Director & Head of Lending Operations – Interbay Commercial

“Within PCF we have to ensure our legal process is watertight in connection with all the property transaction loans we provide and our chosen partners for this had to be Paris Smith LLP. Stuart and his team at Paris Smith were known to me through my previous employment and when I joined PCF Bank Ltd to set up the new property lending function, I had no doubt that they would be the ideal solicitors to work with us on this new venture. With their assistance and support we have built up a successful and growing lending operation. They provided assistance and documentation advice pre-set up and now deal with all our conveyancing work and if required providing litigation support as to PCFs Banks Bridging operation. They are on hand at all times, professional and provide the service and legal controls that are required to run a Bridging Business – A pleasure to work with. I would have no hesitation in recommending their services.”

Colin Stevens, Head of Bridging Finance – PCF Bank

“Adam Hughes has been dealing with a commercial purchase and has been extremely professional and quick to respond. I would highly recommend Adam. Thank you again for all your support.”

Vanessa Spires

“Paris Smith are a great support for me and the business I work for. Stuart Allen, Ed Power & Rachel Busby stick out a key contacts but all the staff are so approachable. They assist me and my team during complex matters and I would 100% recommend them for all matters. I have personally used them for my own purchase and will writing. ”

JH – Financial Institution

“Hats off to Dan & Charlotte. Very professional and great service from them both. Look forward to working with you guys again.”

Hardeep Sembi

“Eva is always helpful and efficient and deals with queries swiftly whilst keeping you updated.”

Julie German, Manager Bridging Operations

PCF Bank Ltd

“After many experiences with solicitors over the years I am impressed by the performance of Jin Takhar, every email and phone call has been answered promptly and in a friendly helpful manner which is reassuring. Conveyancing can be stressful and I’d like to thank Jin for his help.”

Bing O’Toole – Commercial Property Purchase

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