Property Finance


The fast paced nature of property finance means you need a legal partner who understands the importance of both speed and accuracy. Our specialist team deals with any size of loan and portfolio and any type of property asset including buy to let, commercial and semi-commercial.

For banks and other specialist property finance lenders

We offer expertise to assist property finance lenders with their facility and security documentation, including the obtaining of offshore opinions where necessary and advising upon and drafting bespoke corporate documents, authorities and inter-creditor arrangements as required to support the lending, along with expertise in investigating and reporting upon all legal aspects of property security, either using a full due diligence basis, or in conjunction with title insurance products where required, of which we have considerable experience. These are the fundamental skills of any experienced property finance team, however, we deliver our expertise by applying the right advisors to each transaction and we work to the timeframes required by the parties involved, providing management information in a user friendly way to suit our clients. By doing so, we pride ourselves on delivering high service levels to our client lenders to enable them to achieve what they require in their markets, which are supported by many testimonials over many years, available upon request.

For investors and developers 

Key services and how we can help

We offer a full service to investors and developers who wish to buy a property with the aid of funding as well as assisting them with any refinance of properties they already own. We offer expertise in large corporate refinancing and restructuring of portfolios and can deal with the complexities associated with these transactions. With a vast experience in both commercial and residential matters, the team can offer a swift and detailed investigation of title and papers to assist any client to a swift completion. We can advise in regards to every aspect of a property purchase to ensure our client is proceeding in the most appropriate manner for them. We use our experience in the wider commercial business to ensure all matters are dealt with in an appropriate way for each individual client. With experience of working under tight timeframes and in a high pressured environment, we can ensure matters are dealt with very quickly and efficiently. The team pride ourselves on being client focussed therefore we deliver our services in a friendly and collaborative manner.

The team have experience with working with a wide range of clients, from first time investors to experienced high level developers which has been refined through time to ensure the service we deliver for any client is suitable to their needs. This adaptability is what ensures this team excels for each and every client.

How we work with you

Whilst based in the South of England, Paris Smith acts for businesses and families throughout the UK. Technology has enabled us to provide a high level of service to our clients whether they are local to our offices or not. Our advice can be given in many ways:

  • Over the telephone
  • Via video conferencing
  • In face to face meetings

We will talk through how you would like to be contacted and the best ways for us to meet in our early conversations with you.

Meet the team

Our Property Finance team is made up of 2 partners, 3 associates, 3 solicitors, 9 paralegals, 1 trainee solicitor and 4 administrative assistants.  You can find contact details for them below.

Introducing your key contacts

Stuart Allen
Partner – Head of Property Finance, Winchester


Edward Power
Partner- Property Finance



How we’ve helped our clients

“As a lender, InterBay Commercial finds using Stuart Allen and the team at Paris Smith LLP refreshing and a delight to deal with. The team takes a real proactive, positive approach to all of our cases as the lawyers acting on behalf of the lender. Their experience and knowledge of commercial and residential property has proven invaluable to us and we often turn to them for specialist property advice safe in the knowledge that we will receive a swift, professional, well informed response. Quality and speed of service is key to the success of InterBay and our proposition and Paris Smith always deliver to our expectations and beyond. As a leading large legal firm on the south coast we are delighted that Paris Smith LLP are a professional partner helping InterBay in being a first class, successful lender.”

Mark Parrett, Director & Head of Lending Operations – Interbay Commercial

“Within PCF we have to ensure our legal process is watertight in connection with all the property transaction loans we provide and our chosen partners for this had to be Paris Smith LLP. Stuart and his team at Paris Smith were known to me through my previous employment and when I joined PCF Bank Ltd to set up the new property lending function, I had no doubt that they would be the ideal solicitors to work with us on this new venture. With their assistance and support we have built up a successful and growing lending operation. They provided assistance and documentation advice pre-set up and now deal with all our conveyancing work and if required providing litigation support as to PCFs Banks Bridging operation. They are on hand at all times, professional and provide the service and legal controls that are required to run a Bridging Business – A pleasure to work with. I would have no hesitation in recommending their services.”

Colin Stevens, Head of Bridging Finance – PCF Bank

“Adam Hughes has been dealing with a commercial purchase and has been extremely professional and quick to respond. I would highly recommend Adam. Thank you again for all your support.”

Vanessa Spires


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