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Secured Lending Partner for InterBay Funding Ltd

At Paris Smith LLP, we are proud to provide secured lending services for InterBay Funding Ltd, one of the UK’s leading specialist lenders.

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Secured Lending Team

Our dedicated Secured Lending Team provides tailored legal support to ensure that lending transactions are executed efficiently.

What We Do

Our team advises on a wide range of secured lending matters for InterBay. Our expertise includes:

  • Complex and Diverse Lending Transactions – we act on a wide range of both refinance and purchase matters which involve residential, commercial and semi-commercial freehold and leasehold properties and portfolios throughout the UK.
  • Dual Representation – we can act for both the Lender and the Borrower, reducing the time and costs required in the legal aspect of the transaction.
  • Due Diligence – conducting thorough borrower and property due diligence to identify risks early and provide clear, practical advice. We will assist on full due diligence or title insurance products.
  • Security Perfection & Registration – ensuring that charges, mortgages, and other forms of security are correctly executed and registered.
  • Full Service – we pride ourselves on being a full service law firm and are assisted by our specialist corporate and banking teams.

Our Finance and Corporate supporting teams are well positioned to lend expertise and assistance on all transactions, particularly those which include priority or subordination elements, fall within the realm of substantial property transactions (SPTs) or cover share purchase or incorporation exercises.

Our Approach

We combine legal excellence with commercial insight. For InterBay and its borrowers, this means:

  • Efficient turnaround – working efficiently to meet tight timescales to enable deals to complete without delay whilst ensuring matters are handled with diligence and accuracy.
  • Practical solutions – providing advice that balances legal risk with commercial objectives.
  • Sector expertise – understanding the secured lending market, including the specific needs of Interbay as well as its borrowers.

Why choose Paris Smith?

With a proven track record of acting for leading lenders and a variety of borrowers, Paris Smith is trusted to handle secured lending transactions of varying sizes and complexity – from simple property refinance transactions to large portfolio purchases and everything in between.

Examples of our recent work include:

  • £54.5m refinance on two central London offices over 80,000 square foot.
  • £20m refinance of a portfolio of a mix of residential and commercial Freehold and Leasehold properties held across a group structure.
  • Approximately 150 matters completed since September 2024, across our Secured Lending and Banking teams.

Introducing your key contacts

How we’ve helped Interbay

“As a lender, InterBay Commercial finds using Stuart Allen and the team at Paris Smith LLP refreshing and a delight to deal with. The team takes a real proactive, positive approach to all of our cases as the lawyers acting on behalf of the lender. Their experience and knowledge of commercial and residential property has proven invaluable to us and we often turn to them for specialist property advice safe in the knowledge that we will receive a swift, professional, well informed response. Quality and speed of service is key to the success of InterBay and our proposition and Paris Smith always deliver to our expectations and beyond. As a leading large legal firm on the south coast we are delighted that Paris Smith LLP are a professional partner helping InterBay in being a first class, successful lender.”

Mark Parrett, Director & Head of Lending Operations – Interbay Commercial

“Paris Smith are a great support for me and the business I work for. Stuart Allen, Ed Power & Rachel Busby stick out a key contacts but all the staff are so approachable. They assist me and my team during complex matters and I would 100% recommend them for all matters. I have personally used them for my own purchase and will writing. ”

JH – Financial Institution

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