Southampton 02380 482 482
Winchester 01962 679 777
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Paris Smith
banking and finance

Banking and finance

The banking and finance team has considerable experience in advising lenders and borrowers including UK and international banks, building societies and corporate clients.

The Banking & Finance Group is split into three teams:

  • Property Finance
  • Acquisition Finance
  • Project/Asset Finance

The Group offers advice on all aspects of banking and finance with an increasing emphasis in 2015 on property finance transactions. The Group has strong relationships with a number of higher education institutions as well as notable retail banking groups.

The Group certainly finds itself on the region’s highest profile deals and is the “go to team” for Santander UK plc’s highest profile deals, e.g. Home Grown Hotels Limited, Haskins Garden Centres Limited and Vislink plc.

Notable clients are Santander UK plc, Lloyds Bank plc and developers such as Drew Smith Homes Limited and Alfred Homes Limited.  James McNeil is the lead partner who has a reputation for delivering transactions on time and is known for his commerciality.

In 2015 alone, the Group has advised on over £300m worth of debt finance (ranging from acquisition and asset finance to project and property finance transactions), involving a variety of deal values across a wide range of market sectors.

 

Our service

The team is focused on delivering a service which is:

  • partner led
  • client focused
  • seeks to provide commercial and pragmatic advice
  • cost transparent – we provide clear cost estimates at the beginning of each transaction
  • proactive

Our expertise

The team advises on a wide range of issues including:

  • re-financing
  • development and construction finance
  • acquisition finance
  • project finance
  • asset finance

We advise on all issues which may arise including the drafting and negotiation of loan and security documentation, intercreditor arrangements, release of existing security and review of existing loan and security documentation.

Our clients

The team’s clients include:

  • The Royal Bank of Scotland plc
  • Allied Irish Bank
  • Clydesdale Bank plc
  • Santander UK plc
  • Svenska Handelsbanken
  • The Co-operative Bank plc

 

We also act for:

  • other funders e.g. building societies, foreign banks, providers of sub-prime finance
  • corporate and commercial clients who need to utilise debt finance in order to finance specific projects and/or their day to day operations
  • developers
  • funds which invest directly/indirectly in real estate
  • residential housing associations
  • operators and owners of retail and leisure operations
  • investors in real estate (residential, commercial and agricultural)

Testimonials

  • Chambers and Partners 2018: Sources emphasise the team’s “strength and depth of expertise and experience. The people are engaging and easy to communicate with.”  Another client notes “I think the lawyers were particularly skilled at listening to our requirements,” further praising “their considerable skill and experience in the commercial banking and finance sector, yet still retaining a personal approach.”

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  • Legal 500 2017: Paris Smith’s ‘professional’ lawyers ‘have extensive knowledge and deep experience within each of their areas of discipline. The group is ‘efficient, easy to deal with and always willing to give advice’.

The Legal 500 - The Clients Guide to Law Firms

Southampton Contact

James McNeil
LLP Partner

T: 023 8048 2108
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Meet the Team

Edward Power
LLP Partner

T: 01962 679 783
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Liam Doughty
Associate

T: 023 8048 2325
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Michael Moore
LLP Partner

T: 023 8048 2290
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Stuart Allen
LLP Partner

T: 01962 679 782
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Imogen Beaver
Solicitor

T: 023 8048 2115
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James not only has excellent expertise but is very commercially minded and always determined to secure the right result.  His ability to resolve issues laterally leads to swift solutions.

- Mike Donaldson, Santander UK Plc

This practice is well equipped to handle acquisition, construction, real estate and corporate finance for both borrowers and lenders.  On the corporate finance side, the team is noted for its particular expertise in MBOs…James McNeil comes recommended for his expertise in leveraged finance and real estate finance, and is the firm’s relationship partner for major lender clients.”

- Independent legal directory Chamber & Partners

Paris Smith LLP has noted a substantial uptick in instructions to handle property financing. The ‘very good’ James McNeil leads the team, which advises clients including Santander, Lloyds Bank and Alfred Homes.

- Legal 500 2016

“Paris Smith LLP’s ‘high-quality’ team is led by the ‘thorough, proactive’ James McNeil, and in 2014 advised lenders and borrowers, including Santander, on a steady flow of transactions, with Stuart Allen particularly active in real estate finance.”

- Legal 500

Contact Us

We’d love to hear from you. Please fill in the contact form below or call us at one of our offices.

Southampton
02380 482 482

Winchester
01962 679 777

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